Terms and Conditions

    Last updated: January 2026

    Agreement to Terms

    These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and INF Visitor Insurance (“Company”, “we”, “us”, or “our”), concerning your access to and use of this website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto.

    You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms and Conditions. If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using the Site and you must discontinue use immediately.

    Use of the Website

    You may use our website for lawful purposes only. You agree not to use our website:

    • In any way that violates any applicable federal, state, local, or international law or regulation
    • To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation
    • To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
    • To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the website

    Insurance Products

    The insurance products offered through this website are subject to the terms, conditions, and exclusions outlined in the respective policy documents. Please read all policy documents carefully before purchasing.

    Coverage is subject to the terms and conditions of the policy issued. The descriptions of coverage on this website are summaries only. The actual policy document will govern in the event of any discrepancy.

    Important Notices

    Note: This travel assistance program is not an insurance and is not subject to and does not provide any insurance benefits required by the United States’ Patient Protection and Affordable Care Act (“PPACA”). This coverage is not a general health insurance product in any manner or kind.

    Intellectual Property Rights

    Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.

    Limitation of Liability

    In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the site, even if we have been advised of the possibility of such damages.

    Indemnification

    You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of your use of the Site.

    Governing Law

    These Terms shall be governed by and defined following the laws of the State of California. INF Visitor Insurance and yourself irrevocably consent that the courts of California shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.

    Changes to Terms

    We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms and Conditions, and you waive any right to receive specific notice of each such change.

    Contact Us

    If you have any questions about these Terms and Conditions, please contact us:

    • By email: support@infplans.com
    • By phone: 408-222-1110
    • By visiting our Contact page